The pieces a financial product needs on day one, without a separate integration for each of them.
Platform
Hold and settle in forty currencies.
Transfers and cards through one endpoint.
Cash sweeping and liquidity in view.
A score on every transaction.
Security
Encrypted at rest and in transit, with keys held apart from the data.
Per role permissions, single sign on, and an entry for every action taken.
Every request is authenticated and logged, including the ones from inside.
Backups in more than one region, restorable to a chosen moment.
API
REST and GraphQL, client libraries for four languages, idempotency keys on every write, and a sandbox that behaves like the real thing.